Personal Banking

Bank of the Valley has personal banking products that help you navigate the day-to-day with the local touch that only Community Banks can add. We offer VISA debit cards that support our local schools, streamlined accounts for all stages of your financial journey, rates that align with your needs and much more.

Checking Account Products

Our checking accounts are straightforward and set up to serve you best at each stage of your financial journey.

Prime Checking

We know that your bank account requirements are not top of mind. That is why we offer the Prime Checking account, designed for ease of use. No minimum balances or monthly service charges here. This account also has unlimited transactions along with free electronic statements.

Bonus Checking

A little Bonus goes a long way. Our Bonus Checking account rewards customers who routinely use their account. The best part – this account earns a competitive rate AND qualifies you for a premium rate on CDs. To earn interest the following criteria must be met:

Make at least 10 Visa debit card purchases per statement cycle.
Receive at least 1 direct deposit or have 1 ACH debit from the account per statement cycle.
Receive your monthly statement electronically.

Click here for our Current Rates.

Loyalty Checking

For those customers who want a little extra. The Loyalty Checking account offers the most perks including: free personal checks, free paper or electronic statements, premium rate on CDs and free money orders or cashier’s checks. Maintain the minimum balance of $5,000 and you will also earn a high tiered interest rate.

($5,000 minimum opening deposit and minimum balance required. If the balance falls below $5,000, a $7 service charge will be assessed.)

Click here for our Current Rates.

School Pride Card

At Bank of the Valley, our commitment has always been to our customers and the communities we serve. We are continually seeking ways to partner with our local organizations, because we realize that Together we go further. It is with this mantra in mind that we are proud to offer the Bank of the Valley School Pride Cards.

How it Works…

The Bank of the Valley School Pride Card is a VISA Check Card with the custom design of our local schools. The Bank of the Valley School Pride Card can be used anywhere, anytime, just like a regular debit card.

NEW CUSTOMERS can open any consumer checking account with Bank of the Valley and choose one of our School Pride Visa Check Card Designs. Just by choosing this design we will deposit $50 into your new checking account after 90 days of account opening.*

We will also donate $50 to the school whose card design you choose.

CURRENT CUSTOMERS can open any consumer checking account, or request a school pride card for your current consumer checking account at no additional cost for the School Pride Card. Bank of the Valley will donate $20 to the participating school whose card design you choose.

Keep the giving going...

Make a signature based purchase with your Bank of the Valley School Pride Card, and Bank of the Valley will donate money to your school.

*To be eligible for the $50, you must be a new checking account customer to Bank of the Valley. The account must be maintained in good standing with no overdrafts for the first 90 days. Maximum of $50 paid per customer. The $50 will be reported as interest on a 1099-INT to the IRS.

Savings And Investment Products

Our savings and investment products have features to help you save for both the expected - and sometimes unexpected - expenses that may come up.

Regular Savings

Opening a Regular Savings Account at Bank of the Valley allows you the ability to separate your money from everyday spending to funds set aside for short-term goals or emergencies. No minimum balance is required which makes this the ideal account for savers of all ages. Withdrawals are limited to 6 per calendar month to encourage good financial habits.

(Withdrawals are limited to 6 per calendar month. There is a $1 service charge for each withdrawal over 6.)