Business Banking

At Bank of the Valley, it is our goal to assist in setting your business up for financial success. As a local business ourselves, we appreciate the blood, sweat and tears you’ve invested. We will work with you, and for you, to see that hard work pays off.

Business Checking and Savings Products

We strive to fit our products with the needs of our customers. Please stop in and speak with one of our experienced staff members today!

BUSINESS BANKING LOGIN

REMOTE DEPOSIT CAPTURE LOGIN

Business Checking

At Bank of the Valley, we know that running a business is stressful enough. That is why we offer a low maintenance, straight-forward Business Checking account. No minimum balance to maintain, no transaction limitations and no monthly service charge. From large to small, this account is a great fit for any size of business.

Business Money Market

Oftentimes, saving for future business expenses can get overlooked. Give yourself and the company peace of mind, knowing that you’re covered. The Business Money Market is designed for businesses that make few monthly transactions and want to earn more on their deposits. There is no minimum balance required and no service charge if you have six or fewer debits per month.

(Withdrawals are limited to 6 per calendar month. There is a $1 service charge for each withdrawal over 6.)

Click here for our Current Rates

Business Savings

Whether you want to create a financial safety net or save for expansion, a Business Savings account may be the right fit. This account is designed for surplus cash that you don’t need to access on a regular basis. Bank of the Valley offers a competitive rate and no minimum balance to maintain.

(Withdrawals are limited to 6 per calendar month. There is a $1 service charge for each withdrawal over 6.)

Click here for our Current Rates

For non-profit businesses, organizations & churches.

Community Checking

Giving back to those who take the least. This account is designed for our non-profit businesses, organizations & churches. Keeping accurate records are made easy with free paper or electronic statements, no minimum balances, and no monthly service charges. This way leaders can rest assured knowing that Bank of the Valley is here to help.

Business Loan Products

Operating Lines of Credit

At Bank of the Valley, our goal is to help set your business up for success. A business operating line of credit works when you need capital and gives you cash on hand to meet your changing needs.

Capital when you need it for inventory or material purchases
Sweep options that pair with your business checking account

Machinery and Equipment Loans

Your business may be fueled by machinery and equipment that provides seamless operations. Our goal is to make your financing options run as smooth as your business.

Real Estate Loans

If you are looking to update your current space or buying that perfect piece of property to make your business home, we are here to help provide you with lending options that fit your needs.

Land purchase or refinance
Business property expansion
New construction or construction improvement

Small Business Administration Loans

At Bank of the Valley, we work with you to assist in a new business startup. At times, this may require working with the Small Business Association and we have the tools to help you through the process.

Other Business Banking Services

Remote Deposit Capture

ACH Origination

ACH Origination allows you as the business to have full control of your money. A simple login with a secure token feature allows easy payment options with maximum security every time you log in.

Access through Business Online Banking.
Generate payroll with the ability to import NACHA files or customize a template to fit your needs.
Pay and collect invoices.

Business Checks

Merchant Card Processing

Bank of the Valley is proud to offer multiple card processing options to fit the needs of all businesses. For our smaller or mobile businesses, Tap 2 Local by Moov makes it simple to get paid right within your digital banking app. Now you can accept payments whenever, wherever. All you need is your phone to accept card payments from customers – no terminals, no extra equipment, no hassle.*

With multiple payment acceptance options, you can adapt to your customers’ preferred way to pay.

Tap to pay: Accept in-person payments with a simple tap on a compatible device.
Payment links: Create single or multi-use links to share with customers or post on social media.
QR codes: Generate scannable codes for in-person and online payments, letting customers easily scan and pay.

*Payments are subject to standard card processing fees.

If your business requires a more robust card processing solution, Bank of the Valley also partners with Integrity Merchant Solutions to provide Mobile, Ecommerce or POS systems.

Debit Card Fraud Prevention

You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud.

Through an important partner of ours, we provide industry-leading technology, tools and the expertise to manage debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious debit card activity and will contact you immediately if they detect potential fraud on your debit card.

Debit card fraud is serious business and can happen anytime. That is why we are always on guard to detect and prevent debit card fraud from happening to you.