Ag Checking Products
At Bank of the Valley, we know that running a business is stressful enough. That is why we offer a low maintenance, straight-forward Business Checking account. No minimum balance to maintain, no transaction limitations and no monthly service charge. From large to small, this account is a great fit for any size of business.
We know that your bank account requirements are not top of mind. That is why we offer the Prime Checking account, designed for ease of use. No minimum balances or monthly service charges here. This account also has unlimited transactions along with free electronic statements.
Ag Loan Products
Operating Lines of Credit
Sometimes your capital doesn’t align with the need for your farming operation to continue moving forward. With an operating line of credit, the funding is easily accessible to help maximize working capital and profitability for your operation. Common uses for a Bank of the Valley line of credit include:
- Assisting in timing differences with payments due and sales of livestock or grain
- Optimizing vendor discounts
- Supporting unexpected cash requirements
- Livestock purchasing
- Grain or seed purchases
Machinery and Equipment Loans
Your farming operation is fueled by livestock and crop production equipment and machinery when you need it. Bank of the Valley works with you to get you the tools you need to make your operation run more efficiently.
- New or used equipment and machinery
- Livestock or grain operating needs
- Upgrades in technology
Livestock Loans
Loans that fit your operation and livestock program that are tailored to your specific farm or ranch. We partner with you to provide guidance and interest rates that align with your needs.
Agricultural land is not just an asset, it is a responsibility. At Bank of the Valley, we understand this and work with you to finance new purchases, land improvements, buildings or refinancing existing land debt to help suit your needs.
- Land purchase or refinance
- Farm operation expansion
- Building construction or land improvements
- USDA FSA guaranteed loans
USDA FSA Guaranteed Loans
We work together with you and the local Farm Service Agency to provide financing solutions that fit your needs, whether long term or short term.
Farmer Mac Loans
Bank of the Valley also works with Farmer Mac to provide long term funding options to optimize interest rates for you, the farmer.
Meet Our Lending Team
