24-Hour Depository

Our 24-hour depository boxes are located at the front entrance of the Main Bank in Bellwood, inside the first door at the David City North Branch Bank, and by the drive through windows at the Branch Banks in Platte Center, Columbus, Humphrey, Downtown David City, and Schuyler. These boxes offer maximum security for your business and personal deposits.

Customers can also make deposits at the ATMs located at the bank locations in Bellwood, David City, Columbus, Humphrey, and Schuyler.  

Safe Deposit Boxes

Safe Deposit Boxes are used to store small items of value or important papers which could be lost, misplaced or stolen, e.g. birth certificates, wills, immunization records, deeds, passports, titles, certificates of deposit, etc. Contents are not insured by the FDIC or the Bank.

Sizes and Annual Rates

  • Small - $15.00 Bellwood & Humphrey location only
  • 5X5 - $20.00 Humphrey
  • 3X10 - $25.00 - Bellwood, David City, Platte Center, Columbus, Humphrey, Downtown David City, and Schuyler
  • 5X10 - $30.00 - David City, Platte Center, Columbus, Humphrey, Downtown David City, and Schuyler
  • 10X10 - $60.00 - David City, Platte Center, Columbus, Downtown David City, and Schuyler
Safe Deposit Box Drilling Fee: $100.00
Safe Deposit Box Key Replacement Fee: $25.00

Direct Deposit

Arrange for your payroll, social security, retirement or any other regular deposit to come directly to your account. Direct deposit is a safe, dependable and convenient way to make deposits.

Debit Card Fraud Prevention Services

You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud.

Through an important partner of ours, we provide industry-leading technology, tools and the expertise to manage debit card fraud. Experienced fraud analysts work around the clock, watching for any suspicious debit card activity and will contact you immediately if they detect potential fraud on your debit card.

Debit card fraud is serious business and can happen anytime. That is why we are always on guard to detect and prevent debit card fraud from happening to you.

VISA Purchase Alerts

Your Bank of the Valley VISA Check Card is eligible for free Visa Purchase Alerts. VISA Purchase Alerts will provide enrolled cardholders with email messages to alert them when certain types of activity occur on their VISA card.

Receive an email when:

  1. A purchase meets or exceeds an amount that you determine.
  2. Your card is used to make a purchase outside the United States.
  3. A purchase is made by phone or online.

Sign-up is easy and FREE: visit the VISA  Purchase Alerts website by clicking here.



The following fees and charges may be assessed against your account:

Overdraft Fee (An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check, ACH, and other types of transactions. Overdraft fees are capped at three fees per day, or $90.00 total. An overdraft fee will not be charged for paying an ATM or one-time debit card transaction. An overdraft fee will also not be charged if the account is negative $30.00 or less or if the item overdrawing the account is $30.00 or less. $30.00
Non-Sufficient Funds Fee (each time the item is presented for payment and returned, which may result in multiple fees for the same item) $30.00
Continuous Overdraft Fee (per business day for a continuous negative balance beginning on the fifth business day) $5.00
Cashier's Check Fee $10.00
Money Order Fee $5.00
Counter Check Fee (per four checks) $2.00
Stop Payment Fee (per item) $30.00
Dormant Account Fee (per month, after 12 months with no customer initiated activity) $10.00
Foreign ATM Fee (for each withdrawal made at a non-Bank of the Valley owned ATM beginning on the fifth withdrawal, per statement cycle) $1.50
Foreign ATM Inquiry Fee $1.00
VISA Check Card Replacement Fee $5.00
Account Research Fee ($25.00 minimum, then $25.00 for each additional hour) $25.00
Statement Printing Fee (customer requested statement printout) $3.00
Domestic Wire Fee $20.00
International Wire Fee $50.00
Garnishment Fee $50.00
Levy Fee $50.00
Safe Deposit Box Key Replacement Fee $25.00
Safe Deposit Box Drilling Fee $100.00