Interest Rates
Interest Rates
All Certificates of Deposit are available as IRA Investments. Current as of: July 3, 2022.
Interest Rate | APY* | |
3 MONTH | 0.50% | 0.50% |
6 MONTH | 0.55% | 0.55% |
12 MONTH | 0.65% | 0.65% |
18 MONTH |
0.75% | 0.75% |
24 MONTH | 0.80% | 0.80% |
30 MONTH | 0.85% | 0.85% |
36 MONTH | 0.95% | 0.95% |
48 MONTH | 1.00% | 1.00% |
60 MONTH1 | 1.05% | 1.05% |
* APY is Annual Percentage Yield. Interest on all certificates of deposit compound quarterly
** Open and/or Maintain a Bonus or Loyalty Checking Account to qualify for an initial additional .25% APY* on New Certificates of Deposit. To qualify for the premium APY* you must have a Bonus or Loyalty Checking account. The premium annual percentage yield is subject to change or discontinuance at account renewal.
Minimum deposit is $500.00. Substantial penalty for early withdrawal, See an employee for more information.
Variable Rate Accounts**
REGULAR SAVINGS |
INTEREST RATE |
APY* |
$100.00 Minimum to avoid service charge. | 0.20% | 0.20% |
Interest will be compounded quarterly. |
HEALTH SAVINGS |
INTEREST RATE |
APY* |
|
Daily balance of: | $0.01 - $4,999.99 | 0.50% | 0.50% |
Daily balance of: | $5,000.00 - $14,999.99 | 0.65% | 0.65% |
Daily balance of: | $15,000.00 - $34,999.99 | 0.75% | 0.75% |
Daily balance of: | $35,000.00 & Up | 0.85% | 0.85% |
IRA/SEP SAVINGS |
INTEREST RATE |
APY* |
|
Daily balance of: | $0.01 - $4,999.99 | 0.50% | 0.50% |
Daily balance of: | $5,000.00 - $14,999.99 | 0.65% | 0.65% |
Daily balance of: | $15,000.00 - $34,999.99 | 0.75% | 0.75% |
Daily balance of: | $35,000.00 & Up | 0.85% | 0.85% |
$1,000 minimum to open an account.
Interest will be compounded semi-annually.
LOYALTY CHECKING |
INTEREST RATE |
APY* |
|
Daily balance of: | $0.01 - $4,999.99 | 0.00% | 0.00% |
Daily balance of: | $5,000.00 - $49,999.99 | 0.45% | 0.45% |
Daily balance of: |
$50,000.00 - $99,999.99 |
0.50% | 0.50% |
Daily balance of: | $100,000.00 & Up | 0.60% | 0.60% |
$5,000 minimum to open an account.
Interest will be compounded monthly.
BONUS CHECKING*** |
INTEREST RATE |
APY* |
|
Daily balance of: | $0.01 - $20,000.00 | 0.50% | 0.50% |
Daily balance of: |
$20,000.01 & Up |
0.20% | 0.20% |
***0.50% paid on balances from $.01-$20,000.00 and .20% paid on balances over $20,000.01 when you meet the requirements per statement cycle. The requirements are at least 1 direct deposit or one ACH debit per statement cycle, accept your bank statement electronically (e-statement), and use your Visa Check Card at least 10 or more times per statement cycle as a credit purchase. The Visa Check Card transactions must post prior to the statement. If the criteria are not met, .20% APY will be paid on the entire balance.
Interest will be compounded monthly.
MONEY MARKET |
INTEREST RATE |
APY* |
|
Daily balance of: |
$0.01 - $2,499.99 |
0.15% | 0.15% |
Daily balance of: |
$2,500.00 - $19,999.99 |
0.20% | 0.20% |
Daily balance of: |
$20,000.00 - $49,999.99 |
0.25% | 0.25% |
Daily balance of: |
$50,000.00 - $99,999.99 |
0.30% | 0.30% |
Daily balance of: |
$100,000.00 - $249,999.99 |
0.35% | 0.35% |
Daily balance of: | $250,000.00 & Up | 0.40% | 0.40% |
Interest will be compounded monthly.
*APY is annual percentage yield.
**Rates may change after the account is opened. Fees may reduce earnings.