Interest Rates

Interest Rates

Certificates of Deposit

All Certificates of Deposit are available as IRA Investments. Current as of: June 28, 2017.

  Interest Rate APY*
3 MONTH .30% .30%
6 MONTH .50% .50%
11 MONTH 1.25% 1.26%
12 MONTH .75% .75%
18 MONTH .85% .85%
24 MONTH 1.05% 1.05%
30 MONTH 1.15% 1.16%
36 MONTH 1.25% 1.26%
48 MONTH 1.35% 1.36%
60 MONTH 1.50% 1.51%

* APY is Annual Percentage Yield. Interest on all certificates of deposit compound quarterly

** Open and/or Maintiain a Bonus or Loyalty Checking Account to qualify for an additional .25% APY* on New Certificates of Deposit. To qualify for the premium APY* you must have a Bonus or Loyalty Checking account. The premium annual percentage yield is subject to change or discontinuence at account renewal.

MInimum deposit is $500.00. Substantial penalty for early withdrawal, See an employee for more information. 

Variable Rate Accounts**

REGULAR SAVINGS

INTEREST RATE

APY*

$100.00 Minimum to avoid service charge. .20% .20%
Interest will be compounded quarterly.    

STUDENT SAVINGS

INTEREST RATE

APY*

No Minimum .20% .20%
Interest will be compounded quarterly.    

HEALTH SAVINGS

 

INTEREST RATE

APY*

Daily balance of: $0.00 - $4,999.99 .50% .50%
Daily balance of: $5,000.00 - $14,999.99 .65% .65%
Daily balance of: $15,000.00 - $34,999.99 .75% .75%
Daily balance of: $35,000.00 & Up .85% .85%

IRA/SEP SAVINGS

 

INTEREST RATE

APY*

Daily balance of: $0.00 - $4,999.99 .50% .50%
Daily balance of: $5,000.00 - $14,999.99 .65% .65%
Daily balance of: $15,000.00 - $34,999.99 .75% .75%
Daily balance of: $35,000.00 & Up .85% .85%

$1,000 minimum to open an account.
Interest will be compounded semi-annually.


LOYALTY CHECKING

 

INTEREST RATE

APY*

Daily balance of: $0.00 - $4,999.99 .00% .00%
Daily balance of: $5,000.00 - $49,999.99 .25% .25%
Daily balance of:

$50,000.00 - $99,999.99

.75% .75%
Daily balance of: $100,000.00 & Up 1.00% 1.00%

$5,000 minimum to open an account.
Interest will be compounded monthly.


BONUS CHECKING***

 

INTEREST RATE

APY*

Daily balance of: $0.00 - $20,000.00 .50% .50%
Daily balance of:

$20,000.01 & Up

.25% .25%

***0.50% paid on balances from $.01-$20,000.00 and .25% paid on balances over $20,000.01 when you meet the requirements per statement cycle. The requirements are at least 1 direct deposit or one ACH debit per statement cycle, accept your bank statement electronically (e-statement), and use your Visa Check Card at least 10 or more times per statement cycle as a credit purchase.  The Visa Check Card transactions must post prior to the statement. If the criteria are not met, .25% APY will be paid on the entire balance.

Interest will be compounded monthly.


MONEY MARKET

 

INTEREST RATE

APY*

Daily balance of:

$0.00 - $2,499.99

.05% .05%
Daily balance of:

$2,500.00 - $19,999.99

.10% .10%
Daily balance of:

$20,000.00 - $49,999.99

.15% .15%
Daily balance of:

$50,000.00 - $99,999.99

.20% .20%
Daily balance of:

$100,000.00 - $249,999.99

.25% .25%
Daily balance of: $250,000.00 & Up .30% .30%

Interest will be compounded monthly.

*APY is annual percentage yield.
**Rates may change after the account is opened.  Fees may reduce earnings.