Checking Accounts

Checking Accounts

Whatever your situation, we have a checking account to meet your unique needs. Explore the features of our Checking Account Products to find the fit that's right for you.

Horizontal Tabs

Prime Checking
Prime Checking
  • NO minimum balance required.
  • NO mimimum opening deposit.
  • NO monthly service charge.
  • A VISA Check Card is available with this account (subject to approval).
  • FREE debit card fraud monitoring.
  • NO FEE for transactions at Bank of the Valley ATMs.
  • NO foreign ATM charges for the first 4 per statement cycle.
  • Images of your checks and deposits provided with your monthly statement.
  • FREE e-statements (enrollment with valid email address required, failure to enroll will result in a monthly $3.00 paper statement fee).
  • FREE Online Banking, Online Bill Pay, and Mobile Banking with Mobile Deposit (available with valid email address).

 

Bonus Checking
Bonus Checking
  • NO minimum balance required.
  • Earn a HIGH RATE on your deposit balance of $20,000.99 or less by meeting the following criteria:
    • Must make 10 VISA Check Card credit purchases per statement cycle (ATM transactions do not apply). The transaction must post to the account during the statement cycle.
    • Must have at least one direct deposit into the account or one ACH debit from your account per statement cycle.
    • Receive your monthly statement electronically. A valid email is required.
    • If you don't meet the eligibility requirements you will be paid an interest rate of 0.00% with an Annual Percentage Yield of 0.00% on the entire balance of the account.
  • NO minimum opening deposit.
  • NO monthly service charge.
  • Qualify for a PREMIUM RATE on CDs.
  • VISA Check Card is available with this account (subject to approval).
  • FREE debit card fraud monitoring.
  • NO FEE for transactions at Bank of the Valley ATMs.
  • NO foreign ATM charges for the first 4 per statement cycle.
  • Images of your checks and deposits provided with your monthly statement.
  • FREE e-statements (enrollment with valid email address required, failure to enroll will result in a monthly $3.00 paper statement fee).
  • FREE Online Banking, Online Bill Pay, and Mobile Banking with Mobile Deposit (available with valid email address).
  • Click here for our Current Rates.
Loyalty Checking
Loyalty Checking
  • Earn a HIGH TIERED rate of interest with a balance or $5,000 or more.
  • $5,000.00 minimum balance required.
  • $5,000.00 minimum opening deposit.
  • $7.00 monthly service charge (waived if you maintain a $5,000 minimum daily balance).
  • Qualify for a PREMIUM RATE on CDs.
  • FREE BotV logo checks (singles).
  • NO FEE for money orders or cashier's checks.
  • VISA Check Card is available with this account (subject to approval).
  • FREE debit card fraud monitoring.
  • NO FEE for transactions at Bank of the Valley ATMs.
  • NO foreign ATM charges for the first 4 per statement cycle.
  • Images of your checks and deposits provided with your monthly statement.
  • FREE paper or e-Statements (enrollment with valid email address required).
  • FREE Online Banking, Online Bill Pay, and Mobile Banking with Mobile Deposit (available with valid email address).
  • Click here for our Current Rates.
School Pride Card
School Pride Card

At Bank of the Valley, our commitment has always been to our customers and the communities we serve. We are continually seeking ways to partner with our local organizations, because we realize that Together we go further. It is with this mantra in mind that we are proud to offer the Bank of the Valley School Pride Cards.

How it Works…

The Bank of the Valley School Pride Card is a VISA Check Card with the custom design of our local schools. The Bank of the Valley School Pride Card can be used anywhere, anytime, just like a regular debit card.

NEW CUSTOMERS can open any consumer checking account with Bank of the Valley and choose one of our School Pride Visa Check Card Designs.  Just by choosing this design we will deposit $50 into your new checking account after 90 days of account opening.*  

We will also donate $50 to the school whose card design you choose.

CURRENT CUSTOMERS can open any consumer checking account, or request a school pride card for your current consumer checking account at no additional cost for the School Pride Card. Bank of the Valley will donate $20 to the participating school whose card design you choose.

Keep the giving going...

Make a signature based purchase with your Bank of the Valley School Pride Card, and Bank of the Valley will donate money to your school.

 

*To be eligible for the $50, you must be a new checking account customer to Bank of the Valley.  The account must be maintained in good standing with no overdrafts for the first 90 days.  Maximum of $50 paid per customer. The $50 will be reported as interest on a 1099-INT to the IRS.

 

Humphrey Bulldogs #1

Humphrey Bulldogs #1

Humphrey Bulldogs #2

Humphrey Bulldogs #2

Columbus Discoverers #1

Columbus Discoverers #1

Columbus Discoverers #2

Columbus Discoverers #2

St. Francis Flyers #1

St. Francis Flyers #1

St. Francis Flyers #2

St. Francis Flyers #2

Aquinas Monarchs #1

Aquinas Monarchs #1

Aquinas Monarchs #2

Aquinas Monarchs #2

David City Scouts #1

David City Scouts #1

David City Scouts #2

David City Scouts #2

Scotus Shamrocks #1

Scotus Shamrocks #1

Scotus Shamrocks #2

Scotus Shamrocks #2

East Butler Tigers #1

East Butler Tigers #1

East Butler Tigers #2

East Butler Tigers #2

Lakeview Vikings #1

Lakeview Vikings #1

Lakeview Vikings #2

Lakeview Vikings #2

Schuyler Warriors #1

Schuyler Warriors #1