Texts that attempt to trick you into sharing your personal information like your password, PIN, or social security number are a common Phishing Scam. As long as you delete these messages instead of responding, your information is safe.
- Tip #1: Slow Down and Think – If the text message is using high-pressure language or scare tactics, remain calm and don’t act too quickly. Remember that banks will never ask for access to your bank account or personal information via text.
- Tip #2: Don’t Click Links – Never click on a link sent via text, especially if it asks you to click to sign into your bank account. When in doubt, visit your bank’s website by typing the URL directly into your browser or login to your bank’s mobile app.
- Tip #3: Never Send Personal Information – Your bank will never ask for your PIN, password, or one-time login code via text.
- Tip #4: Delete the Message – Don’t risk accidentally replying to or saving a fraudulent text message, and instead delete it immediately. If you are reporting the message, take a screenshot to share, then delete it.