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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts,
all funds in a "noninterest-bearing transaction account" are
insured in full by the Federal Deposit Insurance Corporation from December 31,
2010, through December 31, 2012. This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available to
depositors under the FDIC's general deposit insurance rules. The term
"noninterest-bearing transaction account" includes traditional checking account
or demand deposit account on which the insured depository pays no interest.
It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does
not include other accounts, such as traditional checking or demand deposit
accounts that may bear interest, NOW accounts, and money-market deposit
accounts. For more information about temporary FDIC insurance coverage of
transaction accounts, visit www.fdic.gov.
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