|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
All Certificates of Deposit are available
as IRA Investments |
|
|
|
|
|
|
|
|
|
|
Current as of:
January 21, 2010 |
|
|
|
|
|
|
|
|
Certificates of Deposit** |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
3 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
.50% |
.50% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
.55% |
.55% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-$34,999.99 |
.65% |
.65% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
.75% |
.75% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
6 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
.85% |
.85% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
.95% |
.95% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-$34,999.99 |
1.05% |
1.05% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.15% |
1.15% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
12 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
1.05% |
1.05% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
1.20% |
1.21% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-$34,999.99 |
1.30% |
1.31% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.40% |
1.41% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
18 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
1.35% |
1.36% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
1.50% |
1.51% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
1.60% |
1.61% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.70% |
1.71% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
24 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
1.60% |
1.61% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
1.75% |
1.76% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
1.85% |
1.86% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.95% |
1.96% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
1.60% |
1.61% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
1.75% |
1.76% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
1.85% |
1.86% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.95% |
1.96% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
36 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
1.85% |
1.86% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
2.00% |
2.02% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
2.10% |
2.12% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
2.20% |
2.22% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
48 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
2.40% |
2.42% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
2.55% |
2.57% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
2.65% |
2.68% |
|
|
|
|
|
|
|
|
|
|
|
$35,0000.00 & Up |
2.75% |
2.78% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
60 MONTH CERTIFICATE |
|
|
|
|
|
|
|
|
|
|
|
|
Balances of: |
$500.00-$4,999.99 |
2.50% |
2.52% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
2.65% |
2.68% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-34,999.99 |
2.75% |
2.78% |
|
|
|
|
|
|
|
|
|
|
|
$35,0000.00 & Up |
2.85% |
2.88% |
|
|
|
|
|
|
|
|
|
|
|
$500.00 Minimum |
|
|
|
|
|
|
|
|
|
|
* APY is Annual Percentage Yield |
|
|
|
|
|
|
|
|
|
|
** A penalty may be imposed to withdraw early. |
|
|
|
|
|
|
|
|
|
|
Interest is compounded quarterly. |
|
|
|
|
|
|
|
|
|
VARIABLE RATE ACCOUNTS** |
|
|
|
|
|
|
|
|
REGULAR SAVINGS |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
|
|
.20% |
.20% |
|
|
|
|
|
|
|
|
$100.00 Minimum to avoid
service charge.
Interest will be compounded quarterly. |
|
|
|
|
|
|
|
|
| |
STUDENT SAVINGS |
Interest Rate |
APY* |
|
|
|
|
|
|
| |
|
.20% |
.20% |
|
|
|
|
|
|
| |
No Minimum
Interest will be compounded quarterly. |
|
|
|
|
|
|
|
|
| |
HEALTH SAVINGS |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$4,999.99 |
.25% |
.25% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-$14,999.99 |
.50% |
.50% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-$34,999.99 |
.75% |
.75% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.20% |
1.21% |
|
|
|
|
|
|
|
|
Interest will be compounded monthly. |
|
|
|
|
|
|
|
|
| |
IRA ACCOUNT |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$4,999.99 |
.50% |
.50% |
|
|
|
|
|
|
|
|
|
|
|
$5,000.00-14,999.99 |
.75% |
.75% |
|
|
|
|
|
|
|
|
|
|
|
$15,000.00-$34,999.99 |
1.00% |
1.00% |
|
|
|
|
|
|
|
|
|
|
|
$35,000.00 & Up |
1.50% |
1.51% |
|
|
|
|
|
|
|
|
$1,000 minimum to open an account. |
|
|
|
|
|
|
|
|
|
|
Interest will be compounded semi-annually. |
|
|
|
|
|
|
|
|
| |
SUPER NOW ACCOUNT |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$999.99 |
.00% |
.00% |
|
|
|
|
|
|
|
|
|
|
|
$1,000.00-$2,499.99 |
.10% |
.10% |
|
|
|
|
|
|
|
|
|
|
|
$2,500.00-$19,999.99 |
.15% |
.15% |
|
|
|
|
|
|
|
|
|
|
|
$20,000.00-$49,999.99 |
.20% |
.20% |
|
|
|
|
|
|
|
|
|
|
|
$50,000.00-$99,999.99 |
.25% |
.25% |
|
|
|
|
|
|
|
|
|
|
|
$100,000.00 and Up |
.30% |
.30% |
|
|
|
|
|
|
|
|
Interest will be compounded monthly. |
|
|
|
|
|
|
|
|
| |
Bonus Checking*** |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$20,000.00 |
4.00% |
4.07% |
|
|
|
|
|
|
|
|
|
|
|
$20,000.01 & Up |
.25% |
.25% |
|
|
|
|
|
|
|
|
|
|
|
|
***4.00% paid on balances from $.01-$20,000.00 and .25% paid on
balances over |
|
$20,000.01 when you meet the requirements per cycle. The
requirements are at least 1 |
|
direct deposit per statement cycle, accept your bank statement
electronically |
|
Use your Visa Check Card at least 10 or more times per cycle as
a credit purchase. |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest will be compounded monthly. |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
MONEY MARKET |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$2,499.99 |
.15% |
.15% |
|
|
|
|
|
|
|
|
|
|
|
$2,500.00-$19,999.99 |
.25% |
.25% |
|
|
|
|
|
|
|
|
|
|
|
$20,000.00-$49,999.99 |
.50% |
.50% |
|
|
|
|
|
|
|
|
|
|
|
$50,000.00-$99,999.99 |
.70% |
.70% |
|
|
|
|
|
|
|
|
|
|
|
$100,000-249,999.99 |
1.00% |
1.00% |
|
|
|
|
|
|
|
|
|
|
|
$250,000.00 and Up |
1.25% |
1.26% |
|
|
|
|
|
|
|
|
Interest will be compounded monthly. |
|
|
|
|
|
|
|
|
| |
CLASSIC 50 |
Interest Rate |
APY* |
|
|
|
|
|
|
|
|
|
|
Daily Balances of: |
|
|
|
|
|
|
|
|
|
|
|
|
|
$0.00-$999.99 |
.00% |
.00% |
|
|
|
|
|
|
|
|
|
|
|
$1,000.00-$2,499.99 |
.10% |
.10% |
|
|
|
|
|
|
|
|
|
|
|
$2,500.00-$19,999.99 |
.15% |
.15% |
|
|
|
|
|
|
|
|
|
|
|
$20,000.00-$49,999.99 |
.20% |
.20% |
|
|
|
|
|
|
|
|
|
|
|
$50,000.00-$99,999.99 |
.25% |
.25% |
|
|
|
|
|
|
|
|
|
|
|
$100,000.00 and Up |
.30% |
.30% |
|
|
|
|
|
|
|
|
Interest will be compounded monthly. |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* APY is Annual Percentage Yield |
|
|
|
|
|
|
|
|
|
|
** Rates may change after the account is opened. Fees may reduce
earnings. |
|
|
|
|
|
|
|
