Interest Rates
All Certificates of Deposit are available as IRA Investments
Current as of: April 3, 2013
Certificates of Deposit** |
Interest Rate |
APY* |
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8 MONTH SPECIAL CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.50% |
.50% |
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$5,000.00-$14,999.99 |
.50% |
.50% |
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$15,000.00-$34,999.99 |
.50% |
.50% |
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$35,000.00 & Up |
.50% |
.50% |
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$500 Minimum |
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3 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.05% |
.05% |
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$5,000.00-$14,999.99 |
.10% |
.10% |
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$15,000.00-$34,999.99 |
.15% |
.15% |
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$35,000.00 & Up |
.20% |
.20% |
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$500.00 Minimum |
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6 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.10% |
.10% |
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$5,000.00-$14,999.99 |
.10% |
.10% |
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$15,000.00-$34,999.99 |
.20% |
.20% |
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$35,000.00 & Up |
.30% |
.30% |
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$500.00 Minimum |
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12 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.15% |
.15% |
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$5,000.00-$14,999.99 |
.20% |
.20% |
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$15,000.00-34,999.99 |
.30% |
.30% |
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$35,000.00 & Up |
.40% |
.40% |
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$500.00 Minimum |
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18 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.20% |
.20% |
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$5,000.00-$14,999.99 |
.30% |
.30% |
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$15,000.00-$34,999.99 |
.40% |
.40% |
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$35,000.00 & Up |
.45% |
.45% |
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$500.00 Minimum |
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24 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.30% |
.30% |
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$5,000.00-$14,999.99 |
.35% |
.35% |
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$15,000.00-$34,999.99 |
.45% |
.45% |
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$35,000.00 & Up |
.55% |
.55% |
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$500.00 Minimum |
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30 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.35% |
.35% |
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$5,000.00-$14,999.99 |
.45% |
.45% |
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$15,000.00-$34,999.99 |
.55% |
.55% |
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$35,000.00 & Up |
.65% |
.65% |
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$500.00 Minimum |
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36 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.55% |
.55% |
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$5,000.00-$14,999.99 |
.70% |
.70% |
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$15,000.00-$34,999.99 |
.80% |
.80% |
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$35,000.00 & Up |
.90% |
.90% |
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$500.00 Minimum |
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48 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.80% |
.80% |
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$5,000.00-$14,999.99 |
.95% |
.95% |
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$15,000.00-$34,999.99 |
1.05% |
1.05% |
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$35,000.00 & Up |
1.15% |
1.15% |
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$500.00 Minimum |
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60 MONTH CERTIFICATE |
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Balances of: |
$500.00-$4,999.99 |
.95% |
.95% |
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$5,000.00-$14,999.99 |
1.10% |
1.10% |
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$15,000.00-34,999.99 |
1.20% |
1.21% |
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$35,000.00 & Up |
1.30% |
1.31% |
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$500.00 Minimum |
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| * APY is Annual Percentage Yield | |||
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** A penalty may be imposed to withdraw early. |
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Interest is compounded quarterly. |
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Variable Rate Accounts** |
Interest Rate |
APY* |
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REGULAR SAVINGS |
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$100.00 Minimum to avoid service charge. |
.10% |
.10% |
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Interest will be compounded quarterly. |
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STUDENT SAVINGS |
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| No Minimum |
.10% |
.10% |
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Interest will be compounded quarterly. |
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HEALTH SAVINGS |
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Daily Balances of: |
$0.00-$4,999.99 |
.10% |
.10% |
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$5,000.00-$14,999.99 |
.15% |
.15% |
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$15,000.00-$34,999.99 |
.25% |
.25% |
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$35,000.00 & Up |
.35% |
.35% |
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IRA ACCOUNT |
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Daily Balances of: |
$0.00-$4,999.99 |
.10% |
.10% |
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$5,000.00-$14,999.99 |
.15% |
.15% |
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$15,000.00-$34,999.99 |
.25% |
.25% |
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$35,000.00 & Up |
.35% |
.35% |
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$1,000 minimum to open an account. |
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| Interest will be compounded semi-annually. | |||
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SUPER NOW ACCOUNT |
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Daily Balances of: |
$0.00-$999.99 |
.00% |
.00% |
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$1,000.00-$2,499.99 |
.05% |
.05% |
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$2,500.00-$19,999.99 |
.10% |
.10% |
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$20,000.00-$49,999.99 |
.15% |
.15% |
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$50,000.00-$99,999.99 |
.20% |
.20% |
| $100,000.00 & Up |
.25% |
.25% |
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| Interest will be compounded monthly. | |||
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BONUS CHECKING*** |
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Daily Balances of: |
$0.01-$20,000.00 |
.50% |
.50% |
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$20,000.01 & Up |
.25% |
.25% |
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***0.50% paid on balances from $.01-$20,000.00 and .25% paid on balances over $20,000.01 when you meet the requirements per cycle. The requirements are at least 1 direct deposit or ACH debit per statement cycle, accept your bank statement electronically and use your Visa Check Card at least 10 or more times per monthly statement cycle as a credit purchase. |
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Interest will be compounded monthly. |
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MONEY MARKET |
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Daily Balances of: |
$0.00-$2,499.99 |
.05% |
.05% |
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$2,500.00-$19,999.99 |
.10% |
.10% |
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$20,000.00-$49,999.99 |
.15% |
.15% |
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$50,000.00-$99,999.99 |
.20% |
.20% |
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$100,000.00-$249,999.99 |
.25% |
.25% |
| $250,000.00 & Up |
.30% |
.30% |
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| Interest will be compounded monthly. | |||
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CLASSIC 50 |
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Daily Balances of: |
$0.00-$999.99 |
.00% |
.00% |
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$1,000.00-$2,499.99 |
.05% |
.05% |
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$2,500.00-$19,999.99 |
.10% |
.10% |
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$20,000.00-$49,999.99 |
.15% |
.15% |
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$50,000.00-$99,999.99 |
.20% |
.20% |
| $100,000.00 & Up |
.25% |
.25% |
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| Interest will be compounded monthly. | |||
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* APY is Annual Percentage Yield |
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** Rates may change after the account is opened. Fees may reduce earnings. |
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