Interest Rates

All Certificates of Deposit are available as IRA Investments

Current as of: April 3, 2013


Certificates of Deposit**

Interest Rate

APY*

8 MONTH SPECIAL CERTIFICATE

Balances of:

$500.00-$4,999.99

.50%

.50%

 

$5,000.00-$14,999.99

.50%

.50%

 

$15,000.00-$34,999.99

.50%

.50%

 

$35,000.00 & Up

.50%

.50%

 

$500 Minimum

 

 

 

 

 

 

3 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.05%

.05%

 

$5,000.00-$14,999.99

.10%

.10%

 

$15,000.00-$34,999.99

.15%

.15%

 

$35,000.00 & Up

.20%

.20%

 

$500.00 Minimum

 

 

 

 

 

 

6 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.10%

.10%

 

$5,000.00-$14,999.99

.10%

.10%

 

$15,000.00-$34,999.99

.20%

.20%

 

$35,000.00 & Up

.30%

.30%

 

$500.00 Minimum

 

 

12 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.15%

.15%

 

$5,000.00-$14,999.99

.20%

.20%

 

$15,000.00-34,999.99

.30%

.30%

 

$35,000.00 & Up

.40%

.40%

 

$500.00 Minimum

 

 

18 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.20%

.20%

 

$5,000.00-$14,999.99

.30%

.30%

 

$15,000.00-$34,999.99

.40%

.40%

 

$35,000.00 & Up

.45%

.45%

 

$500.00 Minimum

 

 

24 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.30%

.30%

 

$5,000.00-$14,999.99

.35%

.35%

 

$15,000.00-$34,999.99

.45%

.45%

 

$35,000.00 & Up

.55%

.55%

 

$500.00 Minimum

 

 

30 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.35%

.35%

 

$5,000.00-$14,999.99

.45%

.45%

 

$15,000.00-$34,999.99

.55%

.55%

 

$35,000.00 & Up

.65%

.65%

 

$500.00 Minimum

 

 

36 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.55%

.55%

 

$5,000.00-$14,999.99

.70%

.70%

 

$15,000.00-$34,999.99

.80%

.80%

 

$35,000.00 & Up

.90%

.90%

 

$500.00 Minimum

 

 

48 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.80%

.80%

 

$5,000.00-$14,999.99

.95%

.95%

 

$15,000.00-$34,999.99

1.05%

1.05%

 

$35,000.00 & Up

1.15%

1.15%

 

$500.00 Minimum

 

 

60 MONTH CERTIFICATE

Balances of:

$500.00-$4,999.99

.95%

.95%

 

$5,000.00-$14,999.99

1.10%

1.10%

 

$15,000.00-34,999.99

1.20%

1.21%

 

$35,000.00 & Up

1.30%

1.31%

 

$500.00 Minimum

 

 

 

* APY is Annual Percentage Yield

** A penalty may be imposed to withdraw early.

Interest is compounded quarterly.


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Variable Rate Accounts**

Interest Rate

APY*

REGULAR SAVINGS

$100.00 Minimum to avoid service charge.

.10%

.10%

Interest will be compounded quarterly.

 

 

STUDENT SAVINGS

No Minimum

.10%

.10%

Interest will be compounded quarterly.

   

HEALTH SAVINGS

Daily Balances of:

$0.00-$4,999.99

.10%

.10%

 

$5,000.00-$14,999.99

.15%

.15%

 

$15,000.00-$34,999.99

.25%

.25%

 

$35,000.00 & Up

.35%

.35%

IRA ACCOUNT

Daily Balances of:

$0.00-$4,999.99

.10%

.10%

 

$5,000.00-$14,999.99

.15%

.15%

 

$15,000.00-$34,999.99

.25%

.25%

 

$35,000.00 & Up

.35%

.35%

$1,000 minimum to open an account.

 

 

Interest will be compounded semi-annually.    

SUPER NOW ACCOUNT

Daily Balances of:

$0.00-$999.99

.00%

.00%

 

$1,000.00-$2,499.99

.05%

.05%

 

$2,500.00-$19,999.99

.10%

.10%

 

$20,000.00-$49,999.99

.15%

.15%

 

$50,000.00-$99,999.99

.20%

.20%

  $100,000.00 & Up

.25%

.25%

Interest will be compounded monthly.    

BONUS CHECKING***

Daily Balances of:

$0.01-$20,000.00

.50%

.50%

 

$20,000.01 & Up

.25%

.25%

***0.50% paid on balances from $.01-$20,000.00 and .25% paid on balances over $20,000.01 when you meet the requirements per cycle. The requirements are at least 1 direct deposit or ACH debit per statement cycle, accept your bank statement electronically and use your Visa Check Card at least 10 or more times per monthly statement cycle as a credit purchase.

   

Interest will be compounded monthly.

   

MONEY MARKET

Daily Balances of:

$0.00-$2,499.99

.05%

.05%

 

$2,500.00-$19,999.99

.10%

.10%

 

$20,000.00-$49,999.99

.15%

.15%

 

$50,000.00-$99,999.99

.20%

.20%

 

$100,000.00-$249,999.99

.25%

.25%

  $250,000.00 & Up

.30%

.30%

Interest will be compounded monthly.    

CLASSIC 50

Daily Balances of:

$0.00-$999.99

.00%

.00%

 

$1,000.00-$2,499.99

.05%

.05%

 

$2,500.00-$19,999.99

.10%

.10%

 

$20,000.00-$49,999.99

.15%

.15%

 

$50,000.00-$99,999.99

.20%

.20%

  $100,000.00 & Up

.25%

.25%

Interest will be compounded monthly.    
 

* APY is Annual Percentage Yield

** Rates may change after the account is opened. Fees may reduce earnings.

 


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